A home warranty is a renewable one-year service contract that protects homeowners against the cost of unexpected repairs or replacement of major home systems and appliances that break down due to normal wear and use.

Old Republic Home Protection customers enjoy peace of mind, convenience, budget protection, and dependable service. No more searching the internet for a reputable repairman, no more hassles over the cost of repairs, no more budget-busting repair bills.

No. Inspections are required by some home warranty companies, but not with Old Republic Home Protection.

We are available 24 hours a day, 7 days a week, 365 days a year. Requesting service is easy! Use your Homeowner Central account to request service online at your convenience.

A trade call fee (TCF) is a co-pay that is due when we dispatch a service provider to your home. 

For homes not going through a resale transaction, we offer two TCF options: $100 and $125. Choosing the higher TCF reduces the cost of your home warranty plan, however, it means you will pay slightly more when service is needed. You can choose the TCF amount that best suits your budget.

A TCF is due for each dispatched service request per trade, whether service is covered or denied. For example, if you request service for your dishwasher, you pay one TCF at the time of your request. If you request service for your heater at the same time, you pay two TCFs—one for the appliance trade request and one for the heating trade request. However, if you request service for two appliances at the same time (e.g., your dishwasher and your oven), only one TCF is due because we dispatch one appliance technician to repair both appliances. See your home warranty plan for more details.

Homeowners insurance covers losses and damages to an individual's residence caused by certain perils, such as fire, flooding, or accidents. Coverage could include damages to the home, furnishings, and other residential assets.

A home warranty plan is a residential service contract that repairs or replaces items listed as covered that fail due to normal wear and use. For example, if a covered heating system fails, your home warranty plan covers the repair or replacement of the system according to the terms and conditions of your plan.

In some cases, depending on your coverage, your homeowner's insurance and home warranty may work together to protect you. For example, if your water heater fails, causing water damage to your property, your homeowner's insurance may repair the resulting damage while your home warranty may replace the water heater.

Optional Coverage is additional coverage beyond what’s included in the chosen home warranty plan. This allows you to customize a home warranty plan that best meets your needs. Optional Coverage includes items such as swimming pools, spas, septic systems, guest homes, additional refrigeration units, and more.  Optional Coverage is available for an additional plan fee at the time of enrollment.

Yes! In most cases, your plan is renewable. We send an offer of renewal approximately eight weeks prior to expiration. The renewal notice confirms the plan fee, trade call fee, and terms of renewal. For your convenience, you may also choose the Auto Renewal option when purchasing your home warranty plan. Plans can also be renewed online quickly and easily using your Homeowner Central account.